Mortgage

We know you have many choices when it comes to mortgage lenders, and we thank you for considering Brokaw Credit Union for your mortgage needs. While most lenders offer comparable products, we know you’ll find our approach to service distinguishes us from the rest. When you work with BCU, you’ll be treated with the type of attention and respect that you deserve, from an experienced local lender completely focused on you and your needs.

SPECIAL ANNOUNCEMENT

In addition to the fixed rate and adjustable rate mortgages (as well as home equity loans) BCU has been pleased to provide to members for decades, we are now excited to offer VA and FHA loans through our partnership with The Servion Group!

No matter which type of mortgage you choose, we promise your experience will be:

Fast. At BCU, you can expect efficiency, continuous communication, and a closing date you can feel good about. And, in most cases, we will have a loan decision to you in 24 hours or less!
Affordable. Applying is free, our rates are competitive, and our closing costs are among the most affordable in the area.
Local. When you take out a mortgage with Brokaw Credit Union, the servicing stays right here, and your payments are processed at the credit union.

Mortgage Application Checklist

To complete your mortgage approval process, we will also need:

A list of all your debts, including any Block Grants and co-signed loans. Please indicate any debts to be paid with this loan.
Your most recent payroll stubs reflecting YTD earnings. Please provide us with copies of your past two years of tax returns if you are self employed, or own rental properties.
W2s for most recent year, or two years of W2s if you’ve changed jobs within the past 12 months, or receive commission or consistent overtime income.
If you have non-employment income, we will need Award letter for Social Security, Statements for Pension/Retirement funds and bank statement showing deposits along with the year end 1099 forms.
Real estate tax bills on all real estate currently owned. (Taxes must be paid in full.)
Declaration page of Home Owners Insurance Policy (if you currently own a home).
Statement from current mortgage holder.

Mortgage Affordability Calculator

Compare Mortgage Terms Calculator

Applying is Easy

We are excited to offer an online mortgage loan application! If you have any questions, please contact a loan expert.

Curious About Your Mortgage Payment?

Check out our rates and use our handy calculators to find out!

Mortgage Loan Rates

Inhouse First Mortgage Rates

Inhouse Second Mortgage Rates

Secondary Market First Mortgage Rates

Please call the credit union for rates at 715-359-7012.