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We know how important checking accounts are to our members. After all, your checking is often the account that is used most. Because we understand this, and also know how important it is to find the right account that fits your life, we’re pleased to offer several options, designed for our members’ varying needs.

And here’s the best part, ALL of our checking accounts offer:


Freedom Checking

Free and Easy
Experience the joy of being free – free from fees, requirements and minimums. With Freedom Checking, you enjoy the benefits listed above with no minimum balance requirement and no monthly service charge.


Regency Checking

Dividends and Overdraft Protection
For members who want a little extra with their checking account, Regency Checking offers the opportunity to earn dividends along with free overdraft protection. Just maintain a $500 deposit in your primary savings and use one additional service: Share Certificate, IRA Certificate, Money Market Share Account, Christmas Club Account, Personal Loan or Real Estate Loan. For any month these qualifications are not maintained, a $5 service fee is assessed.


Advantage Checking

For Members Age 55 and Over
Members who open an Advantage Checking pay no monthly fees and are not required to maintain a minimum balance. Plus, we are happy to offer these additional benefits to our members age 55 and over:

  • Discounted checks
  • 25% off on Safe Deposit Box rentals
  • Travel Card with discounted fee
  • Discounted fees on money orders and tellers checks
  • Free Notary service

Free photocopy service (some limits may apply)


Business Checking

Perfect for Small Business Owners
A low $2.00 monthly service fee applies to this account, and 30¢ is assessed for each check clearing after the first 30. Additionally 300 deposit items may be made per month at no cost; subsequent deposit items each assess a 5¢ fee.


Varsity Checking

For Members Age 24 and Under
Start out on the right financial foot with Varsity Checking. Enjoy the benefits of a Freedom Checking Account, plus receive 50 free checks when you open your account. Remember, too, that BCU is here to help you build credit with your first credit card and finance your first set of wheels. And high school seniors, don’t forget to apply for our annual high school scholarship.


Applying is Easy

Open your new checking account today. Simply complete our online application, stop by our office or call us at 715-359-7012.


Need to Order Checks?

BCU offers ten check designs to choose from, all the same price! For new orders call 715-359-7012; for Check reorders, order online here.