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Brokaw Credit Union

At BCU, Free Checking Means Free Checking

They say the best things in life are free. Unfortunately, many of the so-called "free" products and services offered to consumers come with lots of strings attached. Read the fine print in many bank contracts and you’re likely to discover minimum balance requirements, costly fees, and other hidden restrictions.

By stretching out the loan over many years, your monthly payment is likely lower, but you could end up paying a lot more in interest. Still, many people find such loans attractive.

At one major bank, for example, a no-frills checking account costs $12 each month. At another the cheapest account is $7 a month. Still another megabank charges $10 monthly. These three banks will waive the fee only if the customer maintains a $1,500 minimum balance.

That’s not how we operate at Brokaw Credit Union. When we say "free checking," we mean free checking. There are no strings attached.

That’s not how we operate at Brokaw Credit Union. When we say "free checking," we mean free checking. There are no strings attached.

The Huffington Post reports that "almost all of the largest U.S. banks are either already making free checking much more difficult to get," or are "expected to do so soon, with fees on even basic banking services."

Another researcher reports that bank websites typically have 10 or 12 pages listing potential charges. Checking account fees have gone up about 40% on average since 2010.

So if your checking account comes with strings attached, talk to the friendly people at your credit union. We’ll show you that the best things in life are, indeed, free.

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Brokaw Credit Union

Millennials and Housing: What You Need to Know

Almost half of young adults with student loan debt say it is hindering them from buying a house, according to a survey by NeighborWorks America.

While student loan debt can be a concern, another study shows that, for some, it isn't interfering with their home-buying plans at all. Four out of 10 millennials still plan to buy a house within five years, according to Origination News.

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Don't Get Trapped in an Upside Down Car Loan

Brokaw Office

300 Everest Ave
PO Box 151
Brokaw, WI 54417
Phone: 715-675-2319
Fax: 715-675-5511

Lobby Hours:
M, T, Th 9:00-4:00
Fri 9:00-5:30
Closed Wed and Sat

Drive-up Hours:
M, T, Th 8:30-4:30
Fri 8:30-5:30
Closed Wed and Sat

Weston Office

2006 Schofield Ave
PO Box 199
Weston, WI 54476
Phone: 715-359-7012
Fax: 715-355-5295

Lobby Hours:
8:30 am to 4:30 pm
8:30 am to 5:30 pm

Drive-up Hours:
7:30 am to 5:00 pm
Tues, Wed, Thurs
8:30 am to 5:00 pm
7:30 am to 5:30 pm
9:00 am to 12:00 noon

equal housing opportunity
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