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Staging Your Home for a Fast Sale

Staging Your Home for a Fast Sale

Today's real estate market is crowded with inventory, so if you want to sell your home, it has to stand out. Staging, or making it appeal to the broadest possible group of people, is one way to do just that.

That means depersonalizing your home so buyers can visualize themselves living in it. Basic staging steps include:

  • Neutralize—Put away family photos, religious items, collections.
  • De-clutter—Pack up knick-knacks, clear off countertops, remove up to half your furniture. Consider renting a storage locker until your home sells.
  • Rearrange—Arrange furniture so buyers can move smoothly through the home. Highlight rooms' focal points, such as fireplaces, with furniture groupings.
  • Let it shine—Clean or replace carpets, wash or paint walls, pressure-wash siding and decks, and scrub, scrub, scrub—especially in bathrooms and kitchens. Turn on all lights and open drapes for showings.
  • Landscape—Mow and edge the lawn, trim the hedges, plant flowers. If your yard doesn't look well-maintained, buyers will assume your home isn't and drive on by.

If your funds are limited, spend money where it shows. Buyers form first impressions from your front door and foyer, so make sure they sparkle. Is the doorknob wobbly? The doorbell broken? The doormat shabby? If you're debating replacing carpeting in the entryway or a back hallway, choose the entryway.

Be sure your changes make economic sense, though. Do normal maintenance, such as replacing stained, chipped countertops, but don't install an expensive hot tub.

Consider hiring a professional stager. Realtors can recommend stagers, or you can consult the International Association of Home Staging Professionals' website at iahsp.com. Costs vary, but the National Association of Realtors reports that spending 1% to 3% of your home's asking price will generally yield an 8% to 10% return.

Whether you're fixing up your home for resale, or looking to buy a new home yourself, BCU can help. Stop by or call 715-359-7012 today.

Copyright 2017 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.

Editor's note: A longer version of this article appeared in CUNA's Home & Family Finance magazine at http://buy.cuna.org/detail.php?sku=refer001#subscribe.

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Brokaw Office

300 Everest Ave
PO Box 151
Brokaw, WI 54417
Phone: 715-675-2319
Fax: 715-675-5511

Lobby Hours:
M, T, Th 9:00-4:00
Fri 9:00-5:30
Closed Wed and Sat

Drive-up Hours:
M, T, Th 8:30-4:30
Fri 8:30-5:30
Closed Wed and Sat

Weston Office

2006 Schofield Ave
PO Box 199
Weston, WI 54476
Phone: 715-359-7012
Fax: 715-355-5295

Lobby Hours:
Mon-Thurs
8:30 am to 4:30 pm
Friday
8:30 am to 5:30 pm

Drive-up Hours:
Monday
7:30 am to 5:00 pm
Tues, Wed, Thurs
8:30 am to 5:00 pm
Friday
7:30 am to 5:30 pm
Saturday
9:00 am to 12:00 noon

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2010 Harley Davidson FLHTK Electra Glide Ultra Limited

For Sale by Bid. 2010 Harley Davidson FLHTK Electra Glide Ultra Limited

Mileage is approximately 16,700 miles. Sealed bids may be submitted to Brokaw Credit Union's Weston office by 5:30 p.m. on Friday, May 26. Minimum bid is $10,000. Bids must be made in writing, in a sealed envelope, and must contain: A valid name, address, phone number, amount of bid in US dollars and the signature of the bidder.

Give a Hoot About Saving. Credit Unions Celebrate Youth

Teach Your Little Owls to Fly With Money Talks

The first step to teaching your kids about money is talking about money.

“The most effective way to teach is by having frequent discussions and don’t ever lecture,” said Ted Beck, president and chief executive of the National Endowment for Financial Education, in a recent Wall Street Journal article. “Look for teachable moments and always be willing to answer questions.”

Unfortunately, this can also be the hardest.

A 2015 T. Rowe Price survey found that 72% of parents experienced at least some reluctance to talk to their kids about financial matters, and 18% were either very or extremely reluctant. The most common reasons given were that the parents didn’t want them to worry about financial matters or thought they were too young to understand.

But on his blog, the personal-finance guru and radio host Dave Ramsey encourages parents to be more open with their kids about money, even their failures. Parents’ biggest regrets are often not saving enough or going into too much debt, wrote Ramsey. Being honest about that in an age-appropriate way, he stated, can be a powerful lesson.

So how to start the talk?

  • Ask questions. If you’re going out to eat, talk about the price difference between the options, and ask them which they would choose. If they select the more expensive, talk through what you might have to give up later in the week.
  • Make them part of your budgeting. If you’re doing any kind of financial planning for the year, solicit input from your kids. Enlist them in your saving goals—no one watches you more closely than your kids, so they’re natural accountability partners! If you’re uncomfortable revealing too much of your financial picture, you can keep the discussions high level, but involving them makes money less abstract.
  • Open a youth savings account at the Credit Union. This is the best way to help them to learn to save for what they find meaningful in life. A lifetime of good savings habits can start now!

Home Improvements

It’s home improvement time, and we’re ready to help.  Spring renovations? New appliances? Landscaping enhancements? We offer flexible financing for spring projects and summer plans!  Call Jenny or Cheryl today to learn more about our home equity lines-of-credit!

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