Brokaw Credit Union
online banking
credit card access

Brokaw Credit Union

Promote Your Page Too

Order Personal Checks Online!

Drive Home a Great Rate

Looking back, it's easy to see that you made a bad deal financing your car anywhere but the credit union.

It's not too late to get out of reverse and drive forward. Talk to a loan officer about refinancing that loan.

We may be able to save you hundreds of dollars.

3 Things You Need to Know Before You Buy a New Car

The 3 Things You Need to Know Before You Buy a New Car

There are many things to consider before purchasing ANY car, but a NEW car might spark particular questions. First off, when purchasing any vehicle, ask yourself "Why am I buying this car?" Is it for daily use, will you need a lot of storage space, seating space? You may love the look of a larger vehicle, but if you don't have five children, you might not need that much space and that particular car may not be right for your daily commute and errands.

After you’ve considered the personal aspects of which car to buy, move on to the less subjective parts of the process:

1. Depreciation

Most cars depreciate at about 15% per year. With new cars, there is a 20% depreciation rate as soon as you drive off the lot. You want to consider this before you decide to buy a new car, especially if you can’t put much money down as a down payment. Chances are you’ll be upside down on your car loan almost immediately if you’re financing the entire cost.

2. Cost-to-own

Also, consider the true cost to own the car you're eyeing. These costs include insurance, fuel, maintenance, and more. Maintenance costs vary by manufacturer and model. Do your research—some manufacturers have better reputations than others. Some new cars even come with “free” maintenance plans for the first couple of years or for a certain number of miles.

3. How much can you afford?

Don’t guide yourself solely by what the dealership is willing to lend you. And, don’t be blindsided by an attractive low monthly payment—oftentimes tied to a super-long loan term. Consider all aspects of financing—the total amount you are going to end up paying for that vehicle when it’s all said and done. That’s what matters.

Visit us efore you even step on the lot. As a not-for-profit financial cooperative, we can approve you for an auto loan that fits your circumstances—and your budget. We won’t put you into a loan you can’t afford, and we're happy to explain everything to you away from the high-pressure of the dealership.

Affordable health insurance made easy. Find plans that fit your budget. Designed for credit union members. Enroll now. Deadline February 15th. trustage
Sign Up for Email Updates

Financial Learning

Students! There is still time to open an account at our DCE Branch

Yup. School's almost over, but students it's not too late to prepare for some summer hands-on financial learning. Get your summer savings and checking account opened at the DCE student branch, or at one of BCU's other offices. You'll have a place to deposit your summer paycheck, and watch how you're spending your money. I'm Matt, and as student apprentice of the DCE student branch, I'm ready to help you get things set up before we all enjoy a summer vacation! Visit me today on campus!

New ATM in Brokaw

New ATM in Brokaw

Hurray! We're excited the new Brokaw office ATM has arrived! It is up and running, so when you're on the north end, you're invited to come and check it out!

Brokaw Office

300 Everest Ave
PO Box 151
Brokaw, WI 54417
Phone: 715-675-2319
Fax: 715-675-5511

Lobby Hours:
M, T, Th 9:00-4:00
Fri 9:00-5:30
Closed Wed and Sat

Drive-up Hours:
M, T, Th 8:30-4:30
Fri 8:30-5:30
Closed Wed and Sat

Weston Office

2006 Schofield Ave
PO Box 199
Weston, WI 54476
Phone: 715-359-7012
Fax: 715-355-5295

Lobby Hours:
Mon-Thurs
8:30 am to 4:30 pm
Friday
8:30 am to 5:30 pm

Drive-up Hours:
Monday
7:30 am to 5:00 pm
Tues, Wed, Thurs
8:30 am to 5:00 pm
Friday
7:30 am to 5:30 pm
Saturday
9:00 am to 12:00 noon

NCUA
equal housing opportunity
TruStage Insurance Agency
americas credit unions
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government