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See the latest loan rates and calculate your monthly payments.

Savings | Certificates | Loans

Savings Rates
Rates are subject to change without notice. Fees could reduce earnings on the account.
Last updated: 04/01/2008

Account Type
Dividend Rate
Annual Percentage Yield (APY)
Daily Balance to Earn Dividend
Primary Savings
1.00
1.00
$ 25.00
Christmas Club
1.50
1.51
$ 100.00
Regency Checking
.50
.50
$ .01
Secondary Savings
1.00
1.00
$ 25.00
IRA Savings Account
2.00
2.02
$ .01
Money Market
Account-(Tiered)
$1,000 min
0.000
0.00
$ 1,000.00
$2,500 min
1.740
1.75
$ 2,500.00
$10,000 min
2.370
2.40
$10,000.00
$25,000 min
2.670
2.70
$25,000.00


Certificate Rates
Rates are subject to change without notice. Fees could reduce earnings on the account.
Last Updated: 04/01/2008

Certificate Term
Minimum Deposit Amount
Dividend Rate
Annual Percentage Yield
(APY)
91 Days
$2,500
1.885
1.90
91 Days
$10,000
2.565
2.60
182 Days
$2,500
2.330
2.35
182 Days
$10,000
2.820
2.85
1 year
$1,000
2.330
2.35
1 year
$5,000
2.820
2.85
2 years
$1,000
2.870
2.90
3 years
$1,000
3.165
3.20
4 years
$1,000
3.455
3.50
1 year Child’s Certificate
$ 100
2.525
2.55
IRA 1 year
$ 500
2.330
2.35
IRA 1 year
$5000
2.820
2.85
IRA 2 year
$ 500
2.870
2.90
IRA 3 year
$ 500
3.165
3.20
IRA 4 year
$ 500
3.455
3.50
Market Index
5 Year Term
$1000 for non-IRAs;
$500 for IRAs
Earnings are tied to the Dow Jones Industrial Average (DJIA). If the Dow Jones goes up, your dividend rate goes up. If the Dow Jones goes down or remains the same, you earn no dividends - but you won’t lose your initial deposit  

All rates are subject to change without prior notification. Contact us for current rates, fees and any other terms that may apply to our accounts at (715) 675-2319. The APY assumes the principal and earned dividends remain on deposit until maturity. Fees may reduce earnings. There is a penalty for early withdrawal. IRA quotes reflect both Traditional and Roth IRAs, and the Coverdell Education Account (formerly the Education IRA)


Loan Rates
Rates are subject to change.
Last Updated: 04/01/2008

Loan Type
Term
*APR as low as: *
Monthly Payment Per $1000 Borrowed
Vehicles Never Titled
36 Mo
4.84
$30.01
 
48 Mo
5.24
$23.18
 
60 Mo
5.74
$19.22
 
72 Mo
6.75
$16.94
Vehicles 2006/2005 Models
36 Mo
4.84
$30.01
 
48 Mo
5.24
$23.18
 
60 Mo
5.74
$19.22
 
72 Mo**
6.75
$16.94
Vehicles 2004 Models
36 Mo
4.84
$30.01
 
48 Mo
5.24
$23.18
 
60 Mo
5.74
$19.22
Vehicles 2003/2002/2001 Models
36 Mo
4.84
$30.01
 
48 Mo
5.24
$23.18
 
60 Mo
5.74
$19.22
Vehicles 2000 Models
36 Mo
7.50
$31.13
 
48 Mo
7.95
$24.41
Unsecured Loan
36 Mo
11.90
$33.31
Kwik-Cash Line of Credit
N/A
14.00
$30.00
Mobile Home Loan
10 years
10.50
$13.55
Used Mobile Home Loan
5 years
12.50
$22.60
Land Loan
5 years
7.50
$20.12
 
> 5 years
Variable Rate
 

Real Estate Loan Rates
Rates are subject to change.
Last Updated: 04/01/2008

REAL ESTATE
Type
Term
Rate as low as: *
Annual Percentage Rate (APR) as low as: ****
Payments Example: (ARM's based on assumption that rate does not change during the life of the loan

Real Estate 1st Mortgage
Owner Occupied

3 year ARM***
10 years
6.50
6.505
$11.41
Real Estate 1st Mortgage
Owner Occupied
3 year ARM***
15 years
6.75
6.755
$8.88
Real Estate 1st Mortgage
Owner Occupied
3 year ARM***
20 years
6.85
6.855
$7.68
Real Estate 1st Mortgage
Owner Occupied
3 year ARM***
25 years
6.95
6.955
$7.05
Real Estate 1st Mortgage
Owner Occupied
FIXED
5 years
6.35
6.355
$19.62
Real Estate 1st Mortgage
Owner Occupied
FIXED
10 years
6.80
6.805
$11.56
Real Estate 2nd Mortgage
Owner Occupied
FIXED
5 year
7.50
7.506
$20.15
Real Estate 2nd Mortgage
Owner Occupied
3 year ARM***
10 years
6.90
6.905
$11.61

Rates are subject to change without prior notification.
*Rates quoted are our lowest rates offered; the better your credit experience is, the lower your rate will be. Individual rates will vary based on past credit history, debt load, and experience.
** Applies to loans >$25,000 only.
*** Adjustable Rate Mortgage, 3 year variable The rate can increase or decrease after the loan is consummated
****APR calculated on average loan amount of $100,000 with $600 closing costs/$20 prepaid

We offer longer term fixed rates. Please contact our mortgage department by phone at 359-7012, or e-mail us at mortgage@brokawcu.com.

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